Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing. However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.
When disaster strikes, a flood or earthquake insurance policyholder claims are paid even if a disaster is not Federally declared. Flood or earthquake insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.
Affiliated Insurance Agencies for more information or to request a quote.