SR-22 and FR-44 Insurance in Norfolk, VA


 
 

Serving All of Hampton Roads, including Norfolk, Chesapeake, & Portsmouth

SR-22 Insurance

Take the first step in reacquiring your driver's license. Affiliated Agencies Of Virginia Inc. in Norfolk, Virginia, helps you obtain the necessary SR-22 certification. SR-22/SR-26 financial responsibility certification is required for the following convictions:
 
  • Unsatisfied Judgments
  • Uninsured Motor Vehicle Suspension
 
  • Falsifying Insurance Certification
  • Failure to Provide Proof of Insurance Associated with Insurance Monitoring
 

SR-22 Coverage Limits

SR-22 liability insurance coverage limits are as follows:
 
  • Bodily Injury/Death of One Person - $25,000
 
  • Bodily Injury/Death of Two or More Persons - $50,000
 
  • Property Damage - $20,000
 

FR-44 Insurance

Obtain the required documentation you need to satisfy the state and DMV. Affiliated Agencies Of Virginia Inc. in Norfolk, Virginia, helps you acquire FR-44 certification. FR-44/FR-46 financial responsibility certification is required for the following convictions:
 
  • Driving While under the Influence of Intoxicants or Drugs
  • Driving While the Driver's License Has Been Forfeited for a Conviction or the Finding of Not Innocent in the Case of a Juvenile
 
  • Maiming While under the Influence
  • Violation of the Provisions of Any Federal Law or Law of Any Other State or Valid Local Ordinance Similar to Those in This Listing
 

FR-44 Coverage Limits

FR-44 liability insurance coverage limits are double those of the SR-22 and are as follows:
 
  • Bodily Injury/Death of Two or More Persons - $100,000
 
  • Property Damage - $40,000
 
  • Bodily Injury/Death of One Person - $50,000
 
 
 
The FR-44 double minimum coverage requirements apply to customers convicted of the above violations on or after January 1, 2008, as well as customers previously convicted of these violations who are required to file an SR-22 certification after December 31, 2008. If you reside outside Virginia, you may submit a letter on your insurance provider's letterhead stating the double minimum coverage amounts.

DMV placed a driver's license STOP on the record of anyone who did not comply with this requirement by filing an FR-44 certification prior to January 1, 2009. The STOP prevents customers from performing any driver transactions, such as renewing a driver's license, but does not affect the customer's ability to register vehicles.
 
 
 
 

Driver's License Suspension

The certification is also required for driver's license suspension as a result of conviction for:
  • Voluntary or Involuntary Manslaughter Resulting from the Operation of a Motor Vehicle;
  • Perjury, Making a False Affidavit to DMV Regarding the Registration of Motor Vehicles, or Making a False Statement on Any Driver's License Application;
  • Any Crime Punishable as a Felony under the Motor Vehicle Law or Any Felony in the Commission of Which a Motor Vehicle Is Used;
  • Failure of a Driver of a Motor Vehicle Involved in an Accident Resulting in Death or Injury to Another Person to Stop & Disclose His Identity at the Scene of the Accident;
  • Operating or Permitting the Operation, for a Second Time, of a Passenger Automobile for Transportation of Passengers for Rent or for Hire, without a License.
 
 
Contact Affiliated Insurance Agencies for more information or to request a quote.